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Having an automobile accident can be a highly stressful event. At Collision Safety Consultants our mission is to take that stress away ! Your family's safety and vehicle value are our responsibility!
With over 35 years experience in the automotive and collision industry, Collision Safety Consultants will work to earn your business, protect your assets and get you the compensation you deserve!
What is diminished value?
If the other driver is at fault in your accident and has auto insurance, then you should be entitled to a diminished value claim. After an accident, your car’s market value will decrease. Diminished value is the difference in your car’s market value before and after an accident. Even if you try to resell your vehicle, Carfax and similar reports will show that it has been involved in an accident, which will reduce its market value. A diminished value claim can help recover the loss in value of your vehicle in the form of a direct payment to you!
Florida is a diminished value state, which means you may be entitled to the diminished value of your vehicle after an auto accident. The statute of limitation on diminished value claims in Florida is 4 years.
What is a Total Loss Evaluation?
A total loss occurs when your car is damaged badly enough in a crash that it would cost more to repair the car than it would to replace it. At this point the insurance company is essentially buying it from you for the actual cash value (ACV) of your vehicle.
To verify the AVC of your vehicle, the insurance company is required to provide you with an appraisal report or a market valuation. Insurance companies generally utilize an outside company (Mitchell, CCC or Audatex) to compile the data and issue an appraisal report.
If you believe that the insurer’s assessment is wrong or unfair you have the right to challenge their ACV.
You achieve this by hiring your own independent auto appraiser to produce a counter-valuation, basically a second opinion in the form of an appraisal report.
This is where Collision Safety Consultants comes in.
We prepare our own appraisal report to verify the validity of the insurance company report. Generally, the insurance company report is very conservative. More times than not, our report results in a higher ACV payout.
Experience, knowledge and most importantly... RESULTS!
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