Total Loss, Diminished Value and Right to Appraisal Experts! 954-709-9993
Was Your Insurance Settlement Too Low After an Accident?
You may be entitled to thousands more for your vehicle’s diminished value or total loss claim!
If you were involved in an accident that wasn’t your fault, your vehicle may have lost significant market value — even after it has been properly repaired. This loss is commonly known as DIMINISHED VALUE.
In other cases, your insurance company may declare your vehicle a TOTAL LOSS and offer a settlement that is far below the true market value of the vehicle.
Unfortunately, insurance companies often rely on internal valuation systems that can undervalue vehicles or fail to account for real-world loss of value.
Collision Safety Consultants of West Florida is an independent auto appraisal firm that helps vehicle owners challenge low insurance offers and recover the compensation they deserve.
We specialize in:
• Diminished Value Claims – Recovering the loss in value after your vehicle has been repaired following an accident.
• Total Loss Valuation Disputes – Determining the true market value of your vehicle when your insurance company declares it a total loss.
• Right to Appraisal Claims – Forcing the insurance company to hire their own appraiser and negotiate a fair repair cost amount.
With over 35 years of automotive and collision industry experience, we provide independent valuation reports and work directly with insurance companies to help ensure you receive a fair settlement. Let us fight for you!
If you believe your insurance company’s offer is too low, contact us today for a free consultation. 📞 954-709-9993
contact us for a free consultation 954-709-9993
What is Diminished Value?
When you’re involved in an accident that wasn’t your fault, your vehicle immediately becomes worth less — even after quality repairs. That’s because accident history shows up on Carfax, AutoCheck, and dealer inspections, and buyers pay significantly less for a vehicle with prior damage.
This loss is called Diminished Value. It’s the difference between what your vehicle was worth before the accident and what it’s worth after repairs. A diminished value claim allows you to recover that lost value directly from the at-fault driver’s insurance company.
The State of Florida Allows Diminished Value Claims!
The State of Florida law recognizes diminished value, and if you weren’t at fault, you may be entitled to compensation for your loss in value.
You have 4 years from the date of the accident to file your claim.
What is a total loss evaluation?
A vehicle is considered a Total Loss when it’s damaged so severely that the cost to repair it is greater than the cost to replace it. In these cases, the insurance company essentially “buys” your vehicle from you by paying its Actual Cash Value (ACV). To justify the ACV, insurers must provide an appraisal report or market valuation.
You Don’t Have to Accept Their Number!
If you believe your insurer’s valuation is too low — and it often is — you have the right to challenge it. Using the "Appraisal Clause" in your policy you can hire an independent auto appraiser to produce a counter-valuation, essentially a second professional opinion.
This is where we come in! We create an independent appraisal report and dispute the insurer’s ACV. Most insurance valuations are conservative, and in many cases, our analysis results in a significantly higher total loss payout for our clients!